Business Owner Policy

Business Insurance Explained

No matter the size of your business, you can be well-served in obtaining good business insurance. This coverage helps to ensure that your business is not negatively impacted or even potentially eliminated due to an accident or other liability you might face.

 

Home

Life

Business

Auto

What Is It?

Business insurance protects your company from a myriad of financial claims. It protects your investment and your very livelihood should someone file a legal claim against you. It also can allow your business to continue to operate when some kind of loss-causing event strikes.

Who Benefits

This kind of insurance is designed for just about any business, whether it be in the form of a sole proprietorship or if it is a big corporation. This coverage can protect your property, vehicles, various structures, equipment, products, workers, and so much more.

How It Functions

Insurance for your business helps to protect you in every aspect of running your business, whether it be home-based, office-centric, or even at a huge industrial estate. Different kinds of coverage can be bought separately and your company is only protected up to the level of coverage chosen.

Different Kinds of Coverage Available

There are many kinds of coverage that one can enlist for their business. Each kind should be considered carefully before purchasing so as to understand what is covered, to what extent, and, conversely, what is not covered. Besides property, vehicle, and employee coverage, the following are some other types offered:

  • Professional liability insurance– This is what protects the policyholder from mistakes that can lead to legal claims. A good example is a doctor who provides a treatment that leads to some kind of harm.
  • Businesses from home– A home-based business is frequently not covered by traditional home insurance. Things such as equipment, products, injuries while conducting business, etc., will not be covered with normal home insurance.
  • Product liability coverage– Should a product cause harm or damage, this is the kind of coverage that can payout for the liability.
  • Business interruption insurance– Very helpful for the event in which some kind of a covered event causes loss. This kind of insurance will ensure that, regardless of the issue, the business can keep on operating. This policy component can pay for the cost of another temporary operating facility, new equipment, worker salaries, supplies, etc., for a  certain designated length of time.

Big Benefits

Business insurance coverage can be a financial lifesaver in the event of some liability or other loss causing event. Not having it could end in disaster.

Other Policies

Secure the BEST

Business Owner Policy

coverage now!

i had some trouble with my health insurance to prove that i qualified under the no fault act and christina and larry helped me out and answered every question i had. they helped me through a long process and it worked great for me in the end :)
jeffrey rittenberry
jeffrey rittenberry
Mr Joe Leduc is hands down the best agent I have ever interacted with. He has gone above and beyond to get my policy discrepancies corrected with my insurance provider and i am extremely happy with the service he has provided. The customer satisfaction is excellent and i would recommend Joe to everyone.
Nikhil Prabhu
Nikhil Prabhu
Great Company to conduct business with. They truly find you the best rates
MrJmkelley
MrJmkelley
John and team are excellent!
Jackie
Jackie
I just love Shannon young she is always right there for me with whatever help I need
Lynnette Gulla
Lynnette Gulla
I ABSOLUTELY LOOOVE getting my insurance from Shannon Lee Young at A. Young Insurance Agency!!! She's AMAZING!!! She is just a really fun person to work with, super sweet, down to earth and understanding!!! She'll work her hardest to get you the best price she possibly can!!! We've been going to her, PERSONALLY, now for years!!! Ever since our first visit to her, we've gone back to her every time we've needed insurance, which in our family is AT LEAST once a year, as we're CONSTANTLY changing vehicles, lol! We drive ALL THE WAY from South Lyon to Waterford to see her, and let me tell you, it's completely worth it and a TOTAL PLEASURE EVERY TIME!!! Go see Shannon, I guarantee you, you won't be disappointed, either!!! ;)
Michelle McCall
Michelle McCall
Shannon has been my insurance agent for the last 6 years. She is always so helpful and on top of everything. Always finds me the best rates!
Shaylynn Wood
Shaylynn Wood
Shannon is the best ever!!!
Kyle Tedford
Kyle Tedford
Shannon is just awesome! She is real and treatseveryone like family. Any situation any problemthis gal just puts your mind at ease and solvesthe issue. I recommend her to everyone I knowwho needs insurance as my friend recommended me to her. Thank you. Sincerely Eliz McMenimen
No One
No One
Shannon is the best. Professional and a very sweet person!
Sam Henriquez
Sam Henriquez
Excellent Service I was in and out in about 10 mins.... Shannon Lee Young was funny, helpful and got it done quick..I would recommend Young Insurance Agency to anyone.
Darwin Yancy
Darwin Yancy
Shannon was awesome!
Joe Dowell
Joe Dowell
My mom and I have been going through this insurance for about 10 years, never a bad experience and always felt like their number one customer. Shannon Young has been our go to girl here and even goes out of her way to give us updated pricing and the best insurance for us! She is amazing, recommend her for all your needs!!!
Lacey Skinner
Lacey Skinner
I have been a customer of Shannons over 7 yrs and i LOVE HERRRRR!!! PLZ DONT LET HER GO NI WHR!!!
Renee Houston
Renee Houston
A young Insurance is awesome.Shannon always goes above and beyond! Such a great company!!
Kayla Zawol
Kayla Zawol
Shannon Lee, is very knowledgeable of high risk management services when it comes to auto insurance.A. Young Insurance, the best bet 👌
Sheila Handke
Sheila Handke
Shannon is the best!!
Maria Randall
Maria Randall
Shannon was very helpful getting me auto insurance! She's very sweet and didn’t give me a hard time at all. Yes I recommend this place!
Babi Greene
Babi Greene
I just want to know, WHO BOUGHT THE CAKE? This place sure takes it. In all my years of buying insurance, I have never had a agent renew a policy with more coverage at less price. That is unheard of. That you Joe. I will definitely refer you to all my family and friends. Did you ever meet my brother John?
Eric Ruhlman
Eric Ruhlman
Joe is really helpful and looks out for our best interests! I especially recommend him for Expats as he takes the time to explain the details well for people who are also not so familiar with US or Michigan insurances.
Nadine Schmidt
Nadine Schmidt
Working with A. Young Insurance was so easy and stress-free! They made the whole process simple and easy to understand!
Jessica Timberlake
Jessica Timberlake
Good across the board.
Marti Brawn
Marti Brawn
John and his team are great! Very quick to respond and truly cares about you! Explains everything clearly and always tells you what is best. Thanks John and Team!
Noel Kadri
Noel Kadri
Great rates and quick to respond to inquiries! Recommend highly!
Jenny Kemp
Jenny Kemp
Great service very polite and help in every way they can
Jacob Noskey
Jacob Noskey
Great service, friendly, and saved me over $600 per year on my auto insurance.
Darren Avig
Darren Avig
I get great coverage, with the amounts I set in place, at a great rate. They are very speedy with their response time. Always look to see what fits best, when asked. Have no negative experiences with them at all.
John Brunackey
John Brunackey
It was very convenient being able to get the best insurance rates for me while having a hectic work schedule. The agent I worked with was flexible and friendly
Leighann Androyna
Leighann Androyna
John has ALWAYS been transparent and honest to a fault. He never pushed me to sign up for coverage, he gave me the numbers for what I asked for and let me decide. He gave me options not problems. It is rare for me to go out of my way to do reviews as I don't have time. That is how much trust I have with A. Young Insurance! You won't be disappointed.
Aj Jensen
Aj Jensen
Things had changed and I knew I was being overcharged for car insurance. Obtained a few quotes but still wasn't happy with the results. SO glad I contacted A. Young, Joe is awesome to work with, made the switch painlessly easy and... are you sitting down? My new rate is HALF what I was paying. HALF!!! So delighted!
Diane Revord
Diane Revord
John was extremely helpful and down to earth. With me being clueless with anything to do with business insurance, he took the time to explain exactly what I needed and DIDN'T need for my business. John also made the entire process effortless and painless for me.
Christopher MARQUETTE
Christopher MARQUETTE
Great service only place I go for insurance
wis davis
wis davis
Working with Young Insurance is a pleasure.staff is friendly,knowledgeable,and will work with you to get the insurance you need at the best rates.
Kevin Cavanaugh
Kevin Cavanaugh
Joe is the best! Friendly staff that cares about you. I felt like family. Really appreciate the guidance and ease of switching insurance companies. Thank you - Nikki
Nikki Quintanilla
Nikki Quintanilla
Great service, patience and nice warm speaking people to work with. I highly recommend their service. Thank you Joe.
Teena Villa
Teena Villa
Always there when I need them! Awesome agency and staff! Looking out for my best interest. Recommend highly!
fawn austin
fawn austin
I have all my insurance with a young insurance
chris barger
chris barger
Very helpful
Tracy Pogue
Tracy Pogue

1400 Scott Lake Road, Suite AA
Waterford, MI 48328